Common questions about the gap
What is an income floor gap?
It is one subtraction: essential monthly spending minus the monthly income already guaranteed to arrive, such as Social Security and a pension. A positive gap means market performance currently decides whether your essential bills get paid.
Does this calculator recommend an annuity?
No. It names no product, quotes no rate, and makes no recommendation. It shows the gap the ranges you select imply and explains what an income floor conversation is about. Whether any product fits your situation depends on facts this page cannot know.
Is any of my information collected?
No. The calculator asks for no name, email, or phone number, and your answers stay on this page. You see your gap either way.
What should I do with my gap number?
Treat it as the starting question, not an answer. The income lesson walks through the Income Floor Method step by step. If guaranteed lifetime income ever becomes part of your plan, remember that any annuity guarantee depends on the issuing insurer's claims-paying ability and is not FDIC-insured.
