For Annuity Owners · 4 Minutes
The last time most people read their annuity contract was the day they signed it.
The Owner’s Checklist is a complimentary owner review for people who already own an annuity: what your surrender schedule says today, what your riders actually do, and what the income provisions really say. The goal is to understand what you own. Nothing needs to be wrong for that to be worth 30 minutes.
Four minutes on the three parts of a contract worth re-reading. Your owner review is open below.
Prefer to skip the video? Start your review here.
Built for people who already own an annuity. The savings question inside is context for your advisor, never a cutoff for this review.
Annuity guarantees are backed by the claims-paying ability of the issuing insurer. Not FDIC insured. Not a bank deposit.
See what you get
The Owner’s Checklist, walked through with you.
Three things to re-read in the contract you already hold, and the questions worth asking about each. It is yours to keep either way.
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01
Your surrender schedule, decoded.
Most schedules change over the years. What an exit costs today is a different number than the day you signed.
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02
Your riders, in plain English.
The provisions you pay for each year, what each one actually does, and the questions worth asking about each.
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03
The checklist, yours to keep.
Walked through line by line, with nothing needing to be wrong for it to be worth 30 minutes.
Complimentary. No obligation. The Owner’s Checklist is yours to keep.
Said plainly, before you book
Nothing needs to be wrong.
This review exists because contracts get filed away, not because anyone made a mistake. The enemy is set-and-forget drift, never a person.
Understanding, not replacing
The agenda is what your contract says today. This is a reading session, not a pitch to move your money anywhere.
Your contract made sense when you bought it
It was built around the options available then. Re-reading it now is about knowing what it says, not second-guessing anyone.
Surrender schedules move
Most change year by year. The number that matters is the one in force today, and it is printed in the contract you already hold.
Insurer strength matters
Every guarantee rests on the claims-paying ability of the issuing insurer, which is why who issues the contract matters as much as what it says.
Annuity guarantees are not FDIC insured and are not a bank deposit. If your contract still fits, that is exactly what you will hear.
Book your complimentary owner review
Five questions, then pick a time.
A licensed advisor walks The Owner’s Checklist through with you: three things to re-read in the contract you already hold, and the questions worth asking about each.
Five questions before anything asks for contact information. You can stop any time.
What happens on the call
Thirty minutes with the contract you already hold.
Pick a time. Your advisor will walk The Owner’s Checklist through with you. Bring your contract if you can find it, or just what you remember. Either works.
- 01
Your surrender schedule
What an exit would cost today, and how that number moves from here.
- 02
Your riders
What each provision does, what it costs each year, and the questions worth asking about each one.
- 03
Your income provisions
What they actually say, walked through in plain English, with the checklist yours to keep.
Is this a sales call? No.
Your advisor is a licensed insurance producer, compensated by insurers, and will say so plainly. The agenda is understanding what you own, not replacing it.
What does it cost?
Nothing. The review is complimentary, and The Owner’s Checklist is yours to keep either way.
Cannot find your contract?
Bring what you remember. Part of the conversation is how to request a copy from the issuing insurer.
Two honest outcomes
Either your contract still fits, or you will know exactly what to ask about.
Your contract has answers in it today: what an exit costs, what the riders do, what the income provisions say. Nothing needs to be wrong for re-reading them to be worth thirty minutes.
Book my owner reviewComplimentary. No obligation. The Owner’s Checklist is yours to keep.