Annuity Explained Education, not advice

Annuity Type Quiz

There are three kinds of annuity. Most people are shown only one.

Seven questions, about two minutes. Learn which annuity type to ask a licensed professional about first, in plain English, with no pitch.

For households with $250,000+ in retirement savings

About 2 minutes · No obligation · No commissions to us · Independent licensed professionals · Education, not advice

Question 1 of 7

Skip the questions, book a time

Are you currently retired?

Retired and still-working households usually need different annuity types, so we start here.

When will you need your savings to start paying you?

The five years before and after retirement are when a market drop hurts most. Timing changes which types are worth learning about.

What worries you most about your retirement money?

Each worry points at a different annuity design. This is the fastest way to skip what does not apply to you.

If you could lock in just one thing, which would it be?

This one answer does most of the routing. There is no wrong pick.

Where does the money you might use sit today?

Retirement-account money and after-tax money are taxed differently inside an annuity. Knowing which changes the education you need.

Which range best describes your household's retirement savings?

We ask because the answer decides which annuity structures are even worth your time, and whether a complimentary session makes sense.

Sessions are designed for households with $250,000 or more in retirement savings.

Never shared with anyone before you choose to book. Used only to route your education.

Which state do you live in?

Annuities are regulated state by state, and the professionals we connect you with must be licensed where you live.

One moment

Preparing your annuity type explainer.

  • Reading your answers against the three annuity structures
  • Assembling plain-English explanations
  • Checking availability for a complimentary session

Your full report, in writing

  • The questions to ask before you sign anything, and the answers an honest professional owes you.
  • The red flags to watch for in illustrations and sales pitches.
  • Your starting point explained in plain English, yours to keep.

Education, not advice · No obligation · No commissions to us

Get the full report emailed to you

We don’t sell your information. Ever. We only ask for your number so the licensed professional matched to you can coordinate your meeting and get you the most convenient help. Disclosures · Privacy · Terms.

We use your email to send your full report, to coordinate this request, and to send plain-English education you can unsubscribe from at any time. We never sell your information. See our Privacy Policy and Terms of Use.

Honest answers before you book

Is this a sales call?

No. The session is a complimentary education conversation with a licensed professional. Licensed insurance producers are compensated by insurers and will say so plainly. Nothing is sold on the call, and if an annuity is a bad fit for you, that is exactly what you will hear.

Who will I actually meet?

An independent licensed professional who is licensed in your state and works with multiple carriers rather than one company's menu. They teach in plain English, education first, and if an annuity is a bad fit for you, they will tell you so. There is no pressure, ever, and there is never an obligation to act.

What does complimentary mean here?

It means the session costs you nothing and carries no obligation. Your explainer is yours to keep whether or not you ever book a session.

Do you sell annuities?

No. Annuity Explained is not an insurance agency. We educate and connect you with independent licensed professionals.