The paycheck question
The Income Floor Method
How to turn part of what you saved into monthly income you can count on, and whether an annuity belongs in that picture at all.
Start this lessonAE Education Series · Start Here
The right annuity answer depends on which question you are actually asking.
Three quick taps route you to the lesson built for your situation. No name, no email, no phone. Just the right starting point, in plain English.
Nothing here asks for contact information. You are choosing a lesson, not signing up for anything.
This page is education, not advice, a recommendation, or a quote. Whether any annuity fits you depends on your full picture, which only a licensed professional can review with you. Annuity guarantees are backed by the claims-paying ability of the issuing insurance company. Annuities are not FDIC insured and not bank guaranteed.
Where each door leads
Six lessons. One honest starting point each.
The tax question
The Roth Conversion Lesson
What the IRS still owns of your IRA or 401(k), and how to settle up on your own schedule instead of theirs.
Start this lessonThe fit question
The Fit Check
A two-minute match: which retirement job your money should do first, and which two paths you can probably set aside.
Start this lessonThe owner’s question
The Owner’s Checklist
A plain-English re-read of the annuity contract you already hold: what it says today, not the day you signed it.
Start this lessonThe skeptic’s question
The Annuity Briefing
Both sides of the annuity argument, fact-checked in five minutes, including when the critics are right.
Start this lessonThe type question
The Type Quiz
Learn which annuity type to ask about first. Seven questions, about two minutes.
Start this lessonThe AE standard
Independent. Education first. Including when the answer is no.
Independent by design
Annuity Explained is not an insurance agency. We are never paid a commission, and nothing here is written to move you toward a product.
Education before decision
Every lesson teaches the mechanism first. Answering these three questions chooses a starting point today, not an appointment.
The agenda includes “no.”
Every complimentary session covers whether an annuity fits at all. If it does not fit your numbers, that is exactly what you hear.