AnnuityExplained For households with $100,000+ in retirement savings

The Fit Check · 2 Minutes

Three reasons people buy annuities. For you, two probably do not apply.

The Fit Check is a short educational match, in plain English. Learn which need your situation most resembles: income starting soon, income down the road, or growth with protection from losses. And learn which two you can probably set aside. It is an educational match, not a personalized recommendation, and it takes about two minutes.

The trailer plays here, captions burned in. The check itself is right below.

Step 1 of 4
First, where should we send your one-page match summary?

Annuity rules and availability vary by state, and your advisor must be licensed where you live.

We use your phone only to coordinate this conversation. Text reminders are sent only if you check the box above, and consent is not a condition of purchase. By continuing, you ask Annuity Explained to save this request and contact you by email about it.

We never sell your information. See our Privacy Policy and Terms of Use.

Complimentary. No obligation. You keep your match summary either way.

Where are you on the road to retirement?
What should your retirement money do first?

Not sure is a fine answer. Your other answers narrow it down for you.

Roughly how much have you saved for retirement, not counting your home?

This lets us point you to education at the right depth. Your answers are used by Annuity Explained and your matched licensed advisor to prepare for your requested conversation, are handled by our service providers under our privacy policy, and are never sold.

One short contact step, then three questions. You can stop any time, and the education is yours either way.

Built for households within about ten years of retirement with $100,000 or more saved. If that is not you yet, the education is yours anyway.

Annuity guarantees are backed by the claims-paying ability of the issuing insurer. Not FDIC insured. Not a bank deposit.

The three needs

Three first jobs. Your situation calls for one of them.

The Fit Check tells you which one your answers most resemble, and why the other two can probably wait.

01

Income starting soon

The first job is a monthly check that starts in the next year or two and keeps arriving.

02

Income down the road

The first job is income that begins later, once the paycheck stops, with the years in between doing the growing.

03

Growth with protection from losses

The first job is growing what you saved without handing the down years a piece of it.

Said plainly, before you start

An educational match, not a recommendation.

A few honest answers can narrow a conversation. They cannot replace a licensed advisor, a contract review, or your own judgment. Here is what else deserves saying up front.

Annuities are not for everyone

If none of the three needs fits your situation, that is a legitimate result, and it is exactly what you will hear.

Surrender periods are real

Most annuities limit access to your money for a set number of years. How long money can stay put belongs on the advisor conversation before anything else does.

Insurer strength matters

Every guarantee rests on the claims-paying ability of the issuing insurer, which is why who issues the contract matters as much as what it says.

No product names here

The match names a need, never a product. A licensed advisor names products only after your situation leads the conversation.

Annuity guarantees are not FDIC insured and are not a bank deposit. This match is educational and is not advice to buy anything.

After the last question

Your match, your rule-outs, and your call to make.

  1. 01

    See your match

    The need your answers most resemble, plus the two you can probably set aside, each explained in one paragraph.

  2. 02

    Keep the summary

    Your one-page match summary is yours either way, with no obligation attached to it.

  3. 03

    Pressure-test it, if you want

    A licensed advisor will walk your answers back to you in plain English, including whether no annuity is the honest answer.

Is this a sales call? No.

The optional conversation is educational. Your advisor is a licensed insurance producer, compensated by insurers, and will say so plainly.

What does it cost?

Nothing. The match and the conversation are complimentary, and the summary is yours to keep whether or not an annuity fits.

Two minutes, one honest starting point

Learn which need is yours, and which two are not.

The rate is not the secret. The fit is. Three plain-English questions match the job to your situation first, so any conversation that follows starts in the right place.

Start the Fit Check

Complimentary. No obligation. If nothing fits, you will hear exactly that.

Start the Fit CheckComplimentary. No obligation.
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