Annuity glossary
Roll-Up Rate
The guaranteed annual growth an insurer applies to an income rider's benefit base while you delay taking withdrawals. It is not a return on your actual money; it only increases the number used to calculate future income, and it usually stops after a stated number of years or once withdrawals begin. The contract explains the payment calculation, timing, charges, limits, and survivor choices that apply. Any guarantee is backed by the claims-paying ability of the issuing insurer.
Any guarantee is backed by the claims-paying ability of the issuing insurer.
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Educational film
See the retirement tradeoffs in context.
The Descent is a short educational film about income, taxes, and uncertainty after work. Watch it to build context before considering any insurance product.
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