Annuity glossary
Free-Look Period
A state-required window, generally ten to thirty days after you receive your contract, during which you can return an annuity or life insurance policy and get your money back. The exact length varies by state. It is your last chance to reverse the purchase without paying a surrender charge or other penalty. The contract explains the calculation, timing, exceptions, and owner choices that apply.
Any guarantee is backed by the claims-paying ability of the issuing insurer.
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Educational film
See the retirement tradeoffs in context.
The Descent is a short educational film about income, taxes, and uncertainty after work. Watch it to build context before considering any insurance product.
Watch The Descent